Niche Box Group Ltd is committed to protecting any personal details we hold about you, being clear on how and why they are used, and respecting your privacy in everything we do. We understand that your privacy is important to you and you care about how your personal data is used. This includes:
We will only collect and use personal data in ways that are described here, and in a way that is consistent with our obligations and your rights under the law. Please read this Privacy Policy carefully and ensure that you understand it.
Niche Box Group Ltd outsources all scheme administration and claims administration to Rightpath Insurance Solutions Ltd. Rightpath Insurance Solutions Limited is registered in England under company number 06411430, registered address: New Century House, 17-21 New Century Road, Laindon, SS15 6AG, UK. The following websites are owned and operated by Rightpath Insurance Solutions Ltd, on behalf of Niche Box Group Ltd:
In this Policy the following terms shall have the following meanings:
Personal data is defined by the General Data Protection Regulation (EU Regulation 2016/679) (“GDPR”) as ‘any information relating to an identifiable person who can be directly or indirectly identified in particular by reference to an identifier’.
Personal data is, in simpler terms, any information about you that enables you to be identified. Personal data covers obvious information such as your name and contact details, but it also covers less obvious information such as identification numbers, electronic location data, and other online identifiers.
This privacy policy explains the following:
This privacy policy also applies to your use of our website. Our website may contain links to other websites. Please note that we have no control over how your data is collected, stored, or used by other websites and we advise you to check the privacy policies of any such websites before providing any data to them.
Under the GDPR, you have the following rights, which we will always work to uphold:
For more information about our use of your personal data or exercising your rights as outlined above, please contact us.
Further information about your rights can also be obtained from the Information Commissioner’s Office (ICO) or your local Citizens Advice Bureau. If you have any cause for complaint about our use of your personal data, you have the right to lodge a complaint with the Information Commissioner’s Office.
We may collect some or all of the following personal data and non-personal data (please also see our cookie policy) The data collected will depend on the type of service we are providing:
All data collected when applying for a Niche Box Group Ltd Insurance product or service will be used to help benefit you and tailor any communications with you. We will also only offer you products and services with which you may be interested in, subject to you choosing to receive marketing.
Under the GDPR, we must always have a lawful basis for using personal data. This may be because the data is necessary for our performance of a contract with you, because you have consented to our use of your personal data, or because it is in our legitimate business interests to use it. Your personal data may be used for the following purposes:
With any information collected, we do not sell this to anyone. Information may be shared with trusted partners, service providers and regulators such as marketing agencies, web hosts, subsidiary companies who provide a service, regulatory bodies, courts, law enforcement agencies or partner companies who will handle complaints, queries or claims.
We will only keep your personal information for as long as reasonably necessary to fulfil the relevant purposes set out in this privacy policy and in order to comply with our legal and regulatory obligations. The time period we retain your personal information for will differ depending on the nature of the personal information and what we do with it. How long we keep personal information is primarily determined by our regulatory obligations. We typically keep policy and claims records for up to 10 years from the end of our relationship with you. In some cases, such as if there is a dispute or a legal action we may be required to keep personal information for longer.
Below is a list of sub-processors we utilise in order to carry out our services;
Sub Processor | Type of Data Shared | Reason |
ATICS | Claim data | Cloud service provider |
Amazon Web Services | Claim documents | Secure file storage and cloud services provider. Also used to host Nichebox domains and DNS records. |
Go Daddy | Cookies and website data (please see Section 14 for our use of Cookies) | Market research and business development |
Office 365 | Internal company data | Emails and team collaboration |
HSBC Net | Payment details (bank account number/sort code and name of beneficiary) | Payment processing |
Stripe | Payment details (bank account number/sort code and name of beneficiary) | Allows us to make and receive payments. |
Ideal Postcodes | Customer address | Autocompletes address details based on input of postcode during claim set up and policy sale. |
Loqate | Account number and sort code | Validates bank account information and returns name of bank. Used for collecting payment details in order to make claim payments. |
Rightpath Solutions Ltd. | Personal data (claimants and employees), claimant's health information, claimant's insurance data. | Group level network, telecomms, claim systems and system administration, compliance, security, marketing. Claims services. |
Third Party Privacy Policies:
You can request any personal details Niche Box Group Ltd holds about you at any time or if you’d like to contact us regarding your data. Our current Data Protection Officer is:
Data Protection Officer: | Matthew Tomkins |
Email: | compliance@veerkle.co.uk |
Post: | PO Box 6430, Basildon SS14 0QT, UK |